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Built on the 50/30/20 rule

Take Control of Your Money with My Budget

Track expenses, manage your budget using the 50/30/20 rule, achieve savings goals, and build lasting financial habits.

50/30/20
Budget rule
100%
Offline first
0 ads
Always
My Budget app icon

May budget

Needs · Wants · Savings

Needs 50%46% used
Wants 30%27% used
Savings 20%20% used

Spending trend · last 12 weeks

Why people trust My Budget

  • Secure & Private

    Your financial data stays yours — encrypted and never sold.

  • Offline First

    Budget anywhere. No internet required for daily tracking.

  • Trusted Budgeting

    Built on the proven 50/30/20 budgeting methodology.

  • Future Ready

    AI insights, family budgeting and cloud sync on the roadmap.

  • Premium Experience

    Material Design 3 interface with a polished, calm feel.

Features

Everything you need to budget with confidence

A complete personal finance toolkit designed around clarity, privacy and speed.

  • 50/30/20 Budget Planner

    Split income into needs, wants and savings automatically.

  • Expense Tracker

    Log spending in seconds with smart categories and notes.

  • Savings Goals

    Set targets, track progress and celebrate milestones.

  • Monthly Reports

    Clear month-end summaries of where your money went.

  • Analytics Dashboard

    Trends, category breakdowns and spending velocity.

  • Smart Insights

    Actionable nudges that help you course-correct early.

  • Offline Storage

    Everything works without a connection, always.

  • Secure Local Data

    Data is stored on-device by default, protected and private.

  • Cloud Sync (Premium)

    Back up and sync budgets securely across devices.

  • Multiple Accounts

    Cash, bank and cards tracked side by side.

  • Budget Categories

    Custom categories that match how you actually spend.

  • Dark Mode

    A comfortable, low-glare interface for late-night budgeting.

Why My Budget

Why people choose My Budget

Thoughtful defaults, no ads and a privacy-first approach to your financial data.

  • Beginner Friendly

    No jargon. Set up your first budget in under two minutes.

  • Privacy First

    Local-first storage with no data selling, ever.

  • No Ads

    A clean, distraction-free budgeting experience.

  • Smart Budgeting

    The 50/30/20 rule applied automatically to your income.

  • Beautiful Reports

    Charts that make your money story obvious at a glance.

  • Easy to Use

    Thoughtful Material Design 3 flows on every screen.

  • Fast Performance

    Instant launch and buttery smooth interactions.

  • Secure Data

    App lock, encrypted storage and secure cloud backups.

Pricing

Simple pricing that grows with you

Start free forever. Upgrade to Premium when you want cloud sync and AI insights.

Free

Everything you need to start budgeting.

$0forever

  • Budget Planning
  • Expense Tracking
  • Savings Goals
  • Local Storage
  • Monthly Reports
Get Started
Most Popular

Premium

For people serious about their money goals.

$9.99per month

  • Cloud Sync
  • Unlimited Budgets
  • Unlimited Goals
  • AI Budget Insights
  • Advanced Analytics
  • PDF Reports
  • Family Budgeting
  • Budget History
  • Priority Support
  • Future Premium Features

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Testimonials

Loved by people building better money habits

Real stories from people who switched to a simpler way of budgeting.

  • “My Budget completely changed the way I manage my money.”
    Ananya R.Product Designer, Bengaluru
  • “The 50/30/20 budgeting feature is incredibly simple.”
    Rahul K.Software Engineer, Pune
  • “Beautiful interface and easy to understand.”
    Meera S.Teacher, Kochi

Start Building Better Financial Habits Today

Join thousands of people budgeting with the 50/30/20 rule. Free to start, private by design.