Question 1

Is My Budget free?

Accepted Answer

Yes. My Budget is free to download and includes budget planning, expense tracking, savings goals, local storage and monthly reports. Premium unlocks cloud sync, AI insights, advanced analytics and more.

Question 2

How does the 50/30/20 rule work?

Accepted Answer

You split your after-tax income into three buckets: 50% for needs (rent, groceries, bills), 30% for wants (dining, entertainment) and 20% for savings and debt repayment. My Budget calculates these splits for you and tracks each bucket in real time.

Question 3

Does it work offline?

Accepted Answer

Absolutely. My Budget is offline-first — every core feature works without an internet connection. Cloud sync is optional and Premium-only.

Question 4

Is my data secure?

Accepted Answer

Your data is stored locally on your device by default and protected by device-level encryption. Premium cloud backups are transmitted and stored using industry-standard encryption.

Question 5

Can I sync devices?

Accepted Answer

Yes, with Premium Cloud Sync you can securely back up and restore your budgets across multiple devices.

Question 6

What is Premium?

Accepted Answer

Premium is our subscription that adds cloud sync, unlimited budgets and goals, AI budget insights, advanced analytics, PDF reports, family budgeting, budget history and priority support.

Question 7

How do I cancel?

Accepted Answer

You can cancel anytime from the subscription screen in the app or by emailing connect@mybudgetorg.co.in. You keep Premium access until the end of your current billing period.

Question 8

Is my financial data shared?

Accepted Answer

Never. We do not sell, rent or share your financial data with advertisers or third parties.

Frequently asked questions

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