What is My Budget?
My Budget is a personal finance app that turns your monthly income into a clear, followable plan using the proven 50/30/20 budgeting rule. It works offline, stores your data on your device by default, and shows exactly where your money goes — without ads or clutter.
Choose My Budget because budgeting should take two minutes a day, not two hours a month. Every screen is designed with Material Design 3 principles for speed, accessibility and calm.
How the 50/30/20 rule works
Split your after-tax income into three buckets. My Budget does the maths for you.
50%
Needs
Rent, groceries, bills, transport, insurance and minimum debt payments.
30%
Wants
Dining out, subscriptions, travel, shopping and everything that makes life fun.
20%
Savings
Emergency fund, investments and paying down high-interest debt faster.
Free vs Premium
| Feature | Free | Premium |
|---|---|---|
| 50/30/20 Budget Planner | ||
| Expense Tracking | ||
| Savings Goals | ||
| Monthly Reports | ||
| Local Storage | ||
| Cloud Sync | ||
| Unlimited Budgets & Goals | ||
| AI Budget Insights | ||
| Advanced Analytics | ||
| PDF Reports | ||
| Family Budgeting | ||
| Budget History | ||
| Priority Support |
A look inside the app
Dashboard Budget planner Savings goals Monthly report
What's coming next
AI Budget Assistant
Conversational insights that answer 'can I afford this?'
Family Budgeting
Shared budgets and goals for households.
Multi-language Support
Regional language support across India.
Progressive Web App
Budget from any browser with the same experience.
Referral Program
Earn Premium time by inviting friends.
Push Notifications
Gentle nudges before you overspend a category.
Frequently asked questions
Start Building Better Financial Habits Today
Join thousands of people budgeting with the 50/30/20 rule. Free to start, private by design.